Making Sense of Financial Risk in Thailand's Growing Market
We started Evolvethecloud because too many businesses here were getting burned by risks they didn't see coming. Currency swings, regulatory changes, market volatility—it's not about eliminating these completely. It's about understanding them well enough to make better decisions.
See How We Work
What We Actually Do Here
Most financial risk assessment feels like reading tea leaves. Someone hands you a thick report full of numbers and models, and you're supposed to make million-baht decisions based on it. That never sat right with us.
We spent years working with businesses across Thailand—from export companies in Bangkok dealing with currency exposure to hospitality groups in Chiang Rai navigating seasonal cash flow. What we learned was simple: people don't need more data. They need context. They need someone to explain what the numbers actually mean for their specific situation.
So that's what we do. We look at your financial exposures, yes. But we also talk to you about your business model, your growth plans, what keeps you up at night. Then we help you build strategies that actually make sense for where you are and where you're headed.
Our Four-Phase Process
We break down risk assessment into stages that build on each other. No skipping ahead, no shortcuts.
Discovery & Mapping
We spend time understanding your business operations, revenue streams, and existing financial structures. This usually takes 2-3 weeks of conversations and document review.
Risk Identification
We identify potential financial exposures—market risks, credit risks, operational vulnerabilities. We're looking for both obvious threats and less visible ones that might catch you off guard.
Strategy Development
Based on what we found, we develop practical mitigation strategies. These aren't theoretical exercises—they're actionable steps you can implement with your existing team and resources.
Implementation Support
We don't just hand you a report and disappear. We work alongside your team during implementation, adjusting strategies as real-world conditions require.
Learning From Someone Who's Been There
Anouk Bergström leads our risk assessment practice. She came to Thailand in 2018 after spending eight years with financial institutions in Singapore and Hong Kong. What brings real value to our clients isn't just her technical background—it's that she's worked through multiple market cycles and knows what actually matters when things get unpredictable.
Teaching Approach
Anouk runs our quarterly workshops where we walk business owners and finance teams through risk scenarios based on real cases from the Thai market. She's good at breaking down complex hedging strategies or stress testing methods into something people can grasp in an afternoon.
Her background in behavioral finance means she focuses heavily on decision-making under uncertainty. It's one thing to build a beautiful risk model. It's another to help people use it when everything's moving fast and emotions are running high.
Working Style
She's direct. If your current approach has gaps, she'll tell you. But she's also realistic about what's achievable given your constraints. Not every business needs sophisticated derivatives strategies. Sometimes the best risk management is just better cash reserves and clearer operational protocols.
Service Packages for 2025
We've structured our services into three main levels. Pricing reflects the depth of analysis and ongoing support included.
Basic Assessment
- Initial risk mapping session
- Financial exposure analysis
- Written risk assessment report
- Two follow-up consultations
- 90-day email support
Comprehensive Analysis
- Complete financial risk audit
- Stress testing scenarios
- Mitigation strategy development
- Quarterly review sessions
- 12-month advisory access
- Workshop attendance for 2 team members
Enterprise Program
- Full-scale risk management framework
- Monthly monitoring and reporting
- On-call advisory support
- Implementation assistance
- Unlimited workshop access for team
- Custom training modules
- Annual strategy review
Let's Talk About Your Situation
We're based in Chiang Rai but work with businesses across Thailand. First conversation is always exploratory—no pressure, just a straightforward discussion about what you're dealing with and whether we might be helpful.